How Kids Can Make More Money Than Their Parents

The world isn’t as it is. The world is as you are.

Table of Contents

Teach Kids How to Build Wealth in 2025

Most founders overcomplicate success. They chase tactics, hacks, and shiny tools while ignoring the foundation. I discovered the hard way that it comes down to three things: beliefs, skills, and habits.

These are the same principles I used to go from a broke 17-year-old to a multimillionaire. I shared them with 100 kids, and I’ll share them with you. Apply them, and you’ll not only change your financial trajectory, you’ll change how you see the world.

1. Audit Your Beliefs

Your beliefs act like the software running in the background of your mind. If they’re outdated or corrupted, they will sabotage you.

Two belief systems you must crush:

  • Limiting beliefs → Doubts about your own skills or abilities. (“Who am I to succeed?”)

  • Negative beliefs → Toxic stories about success or wealthy people. (“Rich people are greedy.”)

Three questions to bust false beliefs:

  1. Is it true?

  2. How old is this belief? Where did it come from?

  3. What would need to be true for this belief to no longer hold power?

Once you do this audit, you’ll notice your brain starts spotting opportunities you’ve been blind to. Just like being told to count blue shirts in a room, your attention shifts and your reality follows.

📌 If you’ve ever struggled to shift your mindset and overcome fear, it starts here.

The only limits that exist are the ones you place on yourself. They’re not real, they’re self-imposed.

2. Build High-Income Skills

Once your beliefs are aligned, you need to create value for the market. That comes from skills. The market pays for one thing only: value.

Here are four high-income skills that will still be in demand in 2025 and beyond:

SkillWhy It MattersExample of Demand
Video editingEvery creator, brand, and company needs contentYouTube, TikTok, LinkedIn growth
CopywritingWords that sell are pricelessAds, landing pages, sales letters
SalesPersuasion moves revenueB2B SaaS, high-ticket offers
AI integrationCompanies can’t keep upAutomation, workflow, customer support

Instead of going an inch deep and a mile wide, go an inch wide and a mile deep. Obsess. Attack your craft like a pro athlete.

📌 If you’re ready to go deeper, I shared a full playbook on how to leverage AI to make money.

If you want to make more money the equation is simple. Become more valuable to the market.

3. Upgrade Your Habits

Beliefs shape your perspective. Skills make you valuable. But habits determine whether you’ll sustain success or sabotage it.

I used to think habits didn’t matter. I stayed up late, slept in, and ate garbage. That “doesn’t matter” mindset cost me years.

Here are three keystone habits that change the game for anyone (kid or adult):

  1. Wake up earlier than you want to.

  2. Read 10 pages of a book daily.

  3. Sweat daily, no excuses.

Your habits today are the echo of decisions you made six months ago. If you don’t like your results, upgrade your habits now.

📌 Want to go deeper into routines? Check out how to make money online with a 4-step model.

You can’t shoot a cannon from a canoe. Without a foundation of habits, your big vision will sink.

Take Control of Your Future Now

If you want to build wealth, it won’t come from shortcuts. Audit your beliefs. Build high-value skills. Upgrade your habits.

When you stack these three, you become unstoppable. That’s not theory. It’s how I went from broke kid to financial freedom.

The future belongs to those who decide to prepare today. Will you?

 Frequently Asked Questions

The three concepts kids can use to make money faster are auditing limiting and negative beliefs, building high income skills, and upgrading daily habits. These three steps work together by helping kids shift their mindset about wealth, focus on valuable skills such as video editing, copywriting, sales, and AI, and develop strong habits like waking up early, reading daily, and exercising consistently.

 

Auditing beliefs is important for making more money because negative or limiting beliefs can block financial success. For example, if someone believes rich people are greedy, they unconsciously resist becoming wealthy themselves. By asking if a belief is true, identifying where it came from, and creating new empowering beliefs, people align their mindset with their financial goals and open the door to wealth creation.

 

Teenagers can start making money with valuable skills by choosing one high income skill such as video editing, sales, or copywriting, then going deep into mastering it instead of jumping between many areas. By treating the skill like an athlete treats training, they can quickly become valuable in the marketplace. Once a teenager develops expertise, they can monetize by freelancing, offering services to local businesses, or collaborating with peers who have products to sell.

 

Young entrepreneurs should reinvest extra money into becoming more valuable to the market instead of chasing small investment returns. For example, hiring, training, or delegating work can multiply business growth far more than putting money into a low return market. When personal and business growth opportunities are maximized, only then should extra money be allocated into outside investments.

More Resources

Resources and tools mentioned in the video

  • YouTube
    Platform for learning, publishing content, and monetizing skills such as video editing and copywriting.

  • ChatGPT
    AI tool that can help with automation, idea generation, and integration into businesses.

I Taught 100 Kids How to Make More Money Than Their Parents – YouTube
https://www.youtube.com/watch?v=PMMJpSYBDEs

Transcript:
(00:00) I taught a 100 Kids how to get rich and I’m going to share with you the three concepts I taught them to make money fast they’re the same three concepts I use to go from a broke 17-year-old to a multi-millionaire today and you can start using them right now even if you’re starting from zero the first concept is to audit your beliefs focusing on your beliefs is required to be successful if you have negative beliefs cuz you think the world is bad everything’s going to break the business is going to fail guess what it will be
(00:26) true the world isn’t as it is the world is as you are think about this if I told you let’s say I go to Reese here and I say Rees don’t look around but how many blue shirts are there in this room two he doesn’t know why doesn’t he know cuz he hasn’t been looking for him now if I told you you have 15 seconds to look around the room and count as many blue t-shirts as you possibly can and the most accurate you are you will maybe get a $1,000 prize not doing this but I’m just saying if I did that okay I’ll give you 5 Seconds
(00:53) go I got seven perfect why does he have seven cuz he looks for it perfect how many black shirts don’t know why he wasn’t looking simple example I want you to know that most adults walk around the world clueless to their environment you guys would call them NPCs you know what an NPC is and I say that because if all you do is decide to work on your mind and your belief you will see the world differently just by the fact that you’re looking for blue shirts there’s two types of beliefs you need to eliminate and believing those things whether you
(01:25) make them vocal or you’re even aware of them will be the self-sabotaging thing that holds you back back from achieving it so I always break down the journey to an outcome or a goal down to two beliefs limiting beliefs is usually around your skills what do I believe about myself my abilities who am I to achieve it writing them down is how you audit them so that you can look at it and try to think what habits do I need to add to my life or what do I need to learn so that I can overcome these limits around my belief
(01:52) of achieving that goal the second is negative beliefs and these are even worse because you might want to be rich but you might have a negative belief about rich people you might think that they’re greedy that they’re overcompensating that they’re selfish how fast are you going to run to that goal if you think that rich people steal from other people thinking you’re a thief and you won’t even know that you’ve hit a wall internally in your mind until you do this audit so there’s three questions you want to ask yourself
(02:16) to bust beliefs number one is is it true is it actually true that rich people are evil no interesting how old is it where did you learn this go way back because something tells me that your money beliefs today aren’t from last week they’re from when you were younger and they need to be audited the third is what needs to be true for me not to believe this if I believe that rich people are greedy but I make a decision that I give 10% of everything I make to charity for the rest of my life then it’ll never be true when you align your
(02:44) beliefs with your goals success becomes inevitable the only limits that exist are the ones you place on yourself they’re not real they’re self-imposed Henry Ford used to say it all the time whether you think you can or you think you can’t you’re right it’s like a car if you’re driving with the handbrake on then these limiting or negative beliefs are going to hold you back fix this problem and it’s like dropping the handbrake and stepping on the gas Full Steam what’s the most valuable lesson you the biggest one is this nobody else
(03:13) needs to approve of me change the way they are say anything for me to be successful and that one’s a tough one you’ll be in a relationship and wish the person acted different you’ll have all these things you’ll wish of other people and I’m telling you the moment you can get it in your heart to realize nobody has to change nobody has to do anything nobody has to be anything for me to win that’s the day whole world opens up that’s the most valuable lesson I’ve ever learned in my whole life that’s a great question man but you can’t build
(03:45) success from beliefs alone which brings us to the second concept which is to build your skills when I was 17 I fell in love with coding it became the thing I did all the time people are going to Value others that can help them make more money or save time building a skill around those areas is the key to becoming more valuable these are the four most in demand High income skills that anybody can learn today the first one is editing video editing right now is the biggest demand out there everybody needs a video editor
(04:13) number two is copyrighting learning words so that you can help people sell things number three is sales learning the craft of persuading somebody to make a decision huge number four is AI it is here and people need help integrating it into their business and these are the four most high in demand income skills that any person can learn today so figure out what skill you want to do just decide to do one thing and build that skill the way you know if you’re doing it is you have to decide to be Best in Class best in your city best in
(04:44) the world be a professional at it ask yourself do I attack learning this the same way a professional athlete would attack their training the cool part is is if you develop this you could have everything in your world taken from you but if they can’t take that skill you’ll be able to use it to go create more in your life the key though is you have to allow yourself to become obsessed no person you admire has ever achieved that level they’re at without becoming obsessed around the thing they got great at I just think that too often people
(05:11) jump from skill to skill and they go an inch deep and a mile wide when they actually have to go an inch wide and a mile deep to go be great at it instead of trying to do a lot of different things there’s no successful person in the world that won’t tell you that when they decided to go learn at least one skill that was valuable to the world and that skill could be editing videos like my son Max could be sales you could be a person that knows how to sell and you have a buddy that’s got a product and you can go talk to the market and make
(05:40) some sales and that’s how you become valuable over here we’re going to go right here my name is James my question was if you’re 18 years old and you run a company generating over six figures worth of income what would you do with your extra Capital to uh make it work for you so James the world pays you based on the value you create okay we call that the market and if you create value by solving big problems you make big money if you solve little problems you make little money the reason I say this is that the most valuable thing you
(06:12) can do James is invest in you becoming more valuable to the market so you have a business I’m assuming yeah okay do you know what the number one bottleneck is in your business from growing right now I got too much work and I can’t do it all myself yep your number one problem is to figure out how to hire train and delegate the work that make sense if you have extra money and you invested in anything other than solving that problem it’s actually not very efficient because what are you going to go make 8% in a
(06:39) market or something if you actually had three of you how much more money could you make in a year three times yes if you want to make more money the equation is simple become more valuable to the market if you have any extra money the only place you should invest it in is in you becoming more valuable to the market and then that way you get paid more and the day that you actually and it’s a beautiful thing when it happens you have more money coming in profit than you can reinvest in yourself because you don’t
(07:09) have the time to absorb any new stuff then you take that money and you put it in other stuff does that make sense totally awesome for James 3 2 1 but skills and beliefs alone don’t mean anything if you don’t do the work which brings us to the third concept which is upgrade your habits in my 20s I had zero good habits I would wake up at different times I I would stay up late I would sleep in I would miss meetings it really stalled All of My Success because I didn’t have a foundation to build off of and that’s where I learned these
(07:39) Concepts first off you can’t shoot a cannon from a canoe if you don’t build a foundation and you have this massive Vision but the foundation is like a shaky canoe standing in the middle of a lake the moment you shoot that Cannon boom you’re in the water you need to build that foundation so that you can take some big shots on goal and win I can literally look at your habits for the last week and tell you what your future is going to look like because who you are today is a reflection of habits you chose 6 months ago it’s like an echo
(08:06) of past decisions so if you start making good decisions now I can tell you what your future is going to look like most kids have bad habits being on their devices all the time not paying attention to their parents they don’t have positive habits like waking up early going to the gym eating good food without sugar those habits set the foundation for compounding growth if you don’t have them you can’t grow or some of the bad habits you thought were good when you were younger but as you Grew Older you thought such a that’s a baller
(08:33) question I mean every habit I don’t have anymore and it’s not that I thought they were good I just didn’t think they matter so let me think about that sleeping in doesn’t matter matters a lot eating whatever I want turns out you’ll get fat I would go to Burger King for every lunch wing night Thursday nights all you can eat wings for like 17 I used to eat like a pig and guess what I woke up one day and I was 265 lbs so the other one is I used to isolate the reason why I love writing Cod is I could just sit there write Cod and not talk to
(09:01) anybody and it was very therapeutic it was actually probably what I need at the time and I thought it was good but it turned out to be a bad way to actually be successful because nothing you create in life is in a silo so the reason I have everything I have all my companies is because I have people there’s all these things that I thought didn’t matter that turns out they matter a lot does that make sense axon thank you hey dude for me there’s only three habits that every kid can Implement in their life today that would
(09:28) change the game number one wake up earlier than you wanted to two read 10 pages of a book every day to feed your mind three go work out get your sweat on anything counts feed your body and that’s how I taught 100 Kids how to get rich now if you want to learn how CEOs get more done in a week that most get done in a year click the video and I’ll see you on the other side

Dan Martell

Dan Martell is the bestselling author of “Buy Back Your Time” and the #1 executive coach for founders and CEO’s in the world. He was named Forbes Top 10 Business People to Follow on Social Media and is a highly sought-after speaker, including events by Tony Robbins and John Maxwell. He’s a husband and dad of two boys, and when he’s not in family mode, he’s competing in Ironman races and supporting troubled youth.

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